Lending / Loan Officer

Heartland Group Holdings Limited is a New Zealand-based financial services group that provides specialist banking and lending products across New Zealand and Australia, including reverse mortgages, rural finance, and personal lending.A Lending Officer / Loan Officer in New Zealand works in banks, credit unions, and finance companies (like ANZ, Kiwibank, or finance firms such as vehicle and personal loan lenders). Their main job is to assess, process, and approve loan applications while ensuring borrowers meet lending rules. Typical Job Description A Lending Officer usually handles:Reviewing loan applications (personal, home, business, or vehicle loans)Checking customer credit history, income, and financial documentsAssessing risk and affordabilityExplaining loan terms, interest rates, and repayment options to customersPreparing and processing loan documentsWorking with credit teams and underwriters for approval decisionsEnsuring compliance with NZ lending laws and Responsible Lending CodeHandling customer queries about loans and repaymentsSometimes upselling or cross-selling financial products (insurance, credit cards, etc.)Pay: $5,000.00 – $6,300.00 per monthBenefits:

• Child care assistance
• Health insurance
• Life insurance
• Visa sponsorship
• Vision insurance

Work Location: In person