Lead Risk Strategist, AI & Payment Fraud

At Snaplii, risk management isn't a "brake" on growth—it’s the "supercharger" that enables our 300% explosive expansion. We aren't looking for analysts who just read reports; we want strategists who can reverse-engineer fraud loops and command AI to automatically sever risks. Why Snaplii?

• Defend a Multi-Million Dollar Ecosystem: We currently process an annual transaction volume (TPV) of over $100M, serving 250,000+ users. Your risk decisions directly safeguard massive capital flows.
• A Battlefield of Explosive Growth: Snaplii is one of Canada’s fastest-growing fintech platforms. You will face the most complex global payment fraud challenges in a high-velocity environment—experience that stagnant companies simply cannot offer.
• AI-Driven Automated Defense: Move beyond inefficient manual reviews. We empower you to integrate models into our risk systems to achieve 90%+ automated interception of fraudulent behavior. You will build user behavior scoring and anomaly detection systems using Machine Learning (XGBoost, LightGBM).
• The Silicon Valley Connection: This role places you at the intersection of top-tier payment processors and global AI leaders, allowing you to learn and deploy the world’s most advanced anti-fraud strategies.
• Immigration & Stability: For top-tier talent, we provide full LMIA and PNP employer sponsorship support, covering all associated costs so you can focus on making an impact in Toronto.

Technical ExpectationsWe are looking for a Risk Leader with "Hacker Instincts" and raw analytical horsepower. 1. Fraud Combat & Intuition (The Instinct)

• 5+ Years Professional Experience: Minimum of 3 years dedicated to fraud and at least 1 year within the payments industry.
• Hacker Mindset: Strong problem-solving and reverse-engineering skills, with the ability to anticipate risks from a fraudster's perspective.
• Payments Expert: Proven ability to identify fraudulent activities across various payment methods in multi-currency, e-commerce environments.

2. Data & AI Modeling Mastery (The Engine)

• SQL & Python Expert: Mastery of SQL is a must-have for independent querying of large datasets; Python proficiency is highly preferred.
• Hands-on Modeling: 3+ years of experience building fraud detection models, including feature engineering, model training, and evaluation.
• Framework Proficiency: Skilled in Python/R frameworks such as Sklearn, XGBoost, and LightGBM with experience deploying models into production.

3. Proficiency in Mandarin Chinese is an asset. Your Daily Mission:

• Define the Rules, Don't Just Follow Them: Lead end-to-end financial risk strategies—from identifying opportunities to design, testing, and post-production monitoring.
• Counter-Strike: Investigate anomalous activity, perform root-cause analysis on chargebacks, and produce authoritative reports on fraud trends.
• Strategic Liaison: Act as the bridge between Snaplii and payment processors/vendors, managing relationships and ensuring alignment on risk management.

What We Offer:

• Highly competitive salary + Risk Control Performance Bonuses.
• Full Immigration Sponsorship (LMIA/PNP) services.
• Hybrid Work Model (Toronto Base): Includes a compensated 1-2 month onsite onboarding period.
• All-Star Team: Work with payment veterans and a Harvard-guest founder to define the future of AI-driven financial security.
• Our founder, Spencer Xu, says: "We don't need assembly-line workers; we need generals who can independently lead the charge.

Job Types: Full-time, PermanentPay: $150,000.00-$200,000.00 per yearWork Location: In person